Protecting the privacy of consumers is important to Machias Savings Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Machias Savings Bank employees for collection, use, retention, and security of nonpublic personal Consumer information.
Click here to view our Privacy Notice
Visitors to the Machias Savings Bank’s website remain anonymous and we do not collect identifying information about visitors to our site unless the visitor voluntarily provides us with this information via E-Mail, drawing registrations, web surveys, or online registration or contact forms. We may use standard software to collect non-identifying information about our visitors, such as:
· Date and time site was accessed
· IP Address (A numeric address given to computers connected to the Internet)
· Web Browser used
· Length of visit
· Specific pages visited
The following additional information pertains to our MSB Online customers (our Internet banking service):
If you use our MSB Online, MSB Ecorp, or MSB BillPay programs you may receive “cookies” which contain your unique identifier, allowing you to view and manage your accounts. These cookies may be linked to personally identifiable information.
“Cookies” are messages a web server ( ie: www.machiassavings.com) gives to a web browser (i.e.: Internet Explorer software) that contain information that is stored on the customer’s computer and sent back to the server when the customer’s browser requests pages from the server. “Cookies” are used for example in providing customer convenience by storing passwords and logon IDs so customers do not have to enter the information every time, to customize pages for the customer based on information contained in the “cookie”, and to track customer activity on the Web Site for later use in providing good customer service and new products.
Machias Savings Bank is committed to the purpose of the Children's Online Privacy Protection Act of 1998 (COPPA) to protect the privacy of children online. We also believe it is good policy not to collect more personally identifiable information from children 12 and younger than is necessary for them to participate in online activities.
During the application process for MSB Online (our Internet banking service) we collect information to help us verify who is requesting the service and if in fact he/she has ownership of accounts with us that
qualify for online access.
Federal law prohibits us from conditioning the child's participation in an activity on the provision of more personal information than is necessary to participate in the activity (i.e. online account access).
Children 12 or younger are required to register with an application that includes a parent's or legal guardian's consent via a hand-written signature. These applications are to be mailed to Machias Savings Bank, P.O. Box 318, Machias, ME 04654. If we receive applications that do not include the required consent we may try to contact the parent or legal guardian in order to obtain consent, or we will destroy the submitted application.
Machias Savings Bank has certain measures in place to maintain the security, confidentiality and integrity of the information gathered through the Website, and to help protect against the loss, misuse and alteration of such information. While we take measures to protect your personal information against security breaches and unauthorized access, we cannot guarantee that our safeguards will be effective all of the time against all security threats.
You can access and update the information that you have provided to us as follows:
If you are a Machias Savings Bank customer, you can access and update certain personal information in connection with your account or application by logging into your account online.
You may contact us at email@example.com and request to review, amend or delete certain personal information collected by us.
Please note that we may not be able to delete all information we collect through our Website.
You may opt-out of receiving marketing emails at any time by following the steps to “unsubscribe” described in the footer of our marketing emails. Your opt-out will become effective in 10 days or less.
Machias Savings Bank
P.O. Box 318
Machias, ME 04654